Posted on 1st August 2017 by Katherine Ducie
The most commonly asked question I hear nowadays when attending freelancer events is “How do I go about getting a Mortgage?”, “Will I struggle to get a mortgage as a Freelancer?”
Changes to the mortgage market have made acquiring a mortgage as a freelancer a lot more difficult than it was 15 years ago. With fluctuating income as a Freelancer, proving your income month on month can be difficult putting a road block on your future as a home owner.
With so much advice out there it can be difficult not to be led up the garden path. Finding a trusted mortgage advisor can be scary, and a little intimidating if you aren’t up to speed. We wanted to help alleviate some of this pressure and put you in touch with the right people for the job. To help guide you on your way is our new partner Super Contractors.
We don’t need to tell you how great these heroes are we will leave the honours to them.
Super Contractors are a no broker fee contractor mortgage and protection specialist. We help freelancers and contractors secure mortgages all over the UK.
Our expert mortgage advisers are trained to understand contractor and freelancer specific challenges; working alongside contractor friendly lenders that understand contractor and freelance employment status.
By working alongside contractor friendly lenders, we can secure mortgages for contractors based on a multiple of day rate. This means that even if you have been contracting for as little as one day, we could help you. We will work with you to work out what deposit you need (it could be as little as 5%) and what documents are needed (including copy of CV, last three months’ bank statements and copy of current contract).
Whether you’re a first-time buyer wanting to find out your options, reviewing your mortgage to take advantage of record low mortgage rates or adding another buy-to-let to your property portfolio, Super Contractors can help.
Super Contractors don’t only help you find a mortgage they can also assist with relevant life cover, potentially tax efficient life insurance policy allowing smaller businesses to offer death-in-service benefits for employees (including directors of limited companies).
Super Contractors Managing Director Gordon Hunter says, “Our mission is to deliver incredible finance to contractors. Our mortgage experts are known for their experience, responsiveness and ability to find solutions for contractor’s mortgage and protection needs, all broker fee free of course.”
“We are delighted to partner with Caunce O’Hara. In my opinion, they are one of the most dynamic insurance brokers in the UK and we believe our broker fee free service will compliment what they currently offer to their clients.”
If you would like any further information about Super Contractors visit Super.Contractors or Freephone 0800 211 8700, quoting code COH.
You can also follow them on Twitter and Facebook
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Super Contractors do not charge a fee for their services, they receive commission from the lender.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Super Contractors is a trading name of Contract Mortgages Ltd, registered in Scotland at 1st floor, 207 Bath Street, Glasgow, G2 4HZ SC465654. Contract Mortgages Ltd is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice.