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Project managers are vital for the success of projects across many different industries.
As a project manager you will be responsible for providing sound advice to your clients to ensure projects are delivered within the constraints of time, budget and quality.
This is why project managers should have insurance just in-case your client makes a claim against you alleging negligent advice or service that they believe has cost them money, or damaged their company in any way. For a quick online quote simply click the ‘Start Your Quote’ button.
Start Your QuoteNo two projects are alike. Even projects that are familiar and involve work you’ve completed hundreds of times before can pose many risks.
As a project manager, professional indemnity insurance is a critical type of cover that will protect you in the event that something goes wrong, such as a large claim if there’s an error in your work that causes a project delay and/or increased project costs.
Our other insurance policies will provide protection for different risks such as cover for your equipment, cover for your staff, or protection should you be involved in a work accident.
Don’t delay, build your insurance cover online with us today.
Simply click the ‘Start Your Quote’ button.
Start Your QuoteGet a quick online quote for your business insurance today.
To start your personalised insurance quote, simply click the ‘Start Your Quote’ button. You can see a quote in as little as 90 seconds!
Start Your QuoteCaunce O’Hara have been insuring business professionals since 1995.
Many of our clients renew with us because of our focus on high quality customer service.
Build your business insurance quote online with us today.
Simply click the ‘Start Your Quote’ button.
Start Your QuoteChoose from our range of insurance protection products below. Simply click for a quick online quote.
Protects against claims of alleged negligence in your professional services, advice and designs.
Start Your QuoteProtects against injuring a member of the public or damaging their property. Click to build a quote online in minutes.
Start Your QuoteA legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Start Your QuoteA legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Start Your QuoteCover for work injuries, illnesses caused by work and compensation awards.
Start Your QuoteProtection for losses from fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Start Your QuoteCaunce O’Hara business insurance policies give you peace of mind that you are protected, so you can concentrate on your work.
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Find out more about our business insurance products here.
If you are unsure if you need professional indemnity insurance, this list of instances when it is advisable to be insured:
▪ You provide an expert service to your clients
▪ You provide consultancy and advice to your clients
▪ You handle personal information and data for your clients
▪ Your professional membership body insists you carry it
▪ Your client insists that you have it
The level of protection you need will depend on the value of the work you do and the potential liability. Caunce O’Hara can help you build the ideal insurance policy that will help protect all areas of your business.
Available limits of indemnity range from £50,000 cover per annum up to £5,000,000 per annum.
▪ Legal expenses – Should a claim be made against you the policy will provide cover to help with the cost of legal proceedings.
▪ Cost of repairs – The cost of repairing damage to the claimant’s property, such as accidentally knocking over and breaking a valuable ornament in their offices during a meeting, or a plumber causing a leak/flood to a customer’s premises and damaging carpets as a result.
▪ Medical fees – The cost of hospital treatment, including ambulance call-out, if a claim is made against you for these.
▪ Compensation claims – Injury to third parties or damage to their property if an accident occurs on your business premises, a client’s premises or elsewhere.
Employers Liability cover is required by law for most businesses. You will need it if:
▪ You deduct Income Tax and National Insurance Contributions from the money you pay your employees.
▪ You have control over where and when your employees work.
▪ You have the right to claim profit made by your employees.
▪ You provide the equipment and materials your employees use.
▪ You need them to perform the job you employ them for and if the employee is unable to provide a substitute if they are unable to work.
▪ You have part-time or temporary employees.