Knowledge Centre

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Find out more about business insurance policies, the differences between them, and how they can help you in the articles in our Knowledge Centre.

The Knowledge Centre aims to make insurance easier to understand so you are fully informed to make a clear decision about your cover.

Knowledge centre articles

Page 1

How to write a Business Plan

Plus free business plan template download. Introduction to ...

Written by Phil Ainley
August 25, 2023

Small business guide: How to forecast cashflow for your business

Contents What is a cashflow forecast? Grow your bu...

Written by Phil Ainley
August 14, 2023

A concise guide to understanding the Director’s Loan Account

Many professionals pursue their dream and start their own bu...

Written by Phil Ainley
July 18, 2023

Breach of confidentiality explained

Breaches of confidentiality refer to unauthorised access, us...

Written by Phil Ainley
June 6, 2023

A useful guide to employers’ liability insurance for small businesses

There is only one business insurance policy that you are leg...

Written by Phil Ainley
January 23, 2023

A useful guide to public liability insurance for small businesses

What cover does public liability insurance provide? Public...

Written by Phil Ainley
January 23, 2023

How to make the change from sole trader to limited company

Many businesses begin life as a sole trader and then as they...

Written by Phil Ainley
January 18, 2023

How to make a claim on your tradesman insurance policy

Needing to make an insurance claim is something that non...

Written by Phil Ainley
September 28, 2022

What are the differences between civil and criminal negligence, and how professional indemnity insurance can help

If someone accuses you of being negligent, it doesn’t ...

Written by Phil Ainley
September 27, 2022

Copyright myths, infringement and the need for professional indemnity cover

In the age of digital media and immediacy it’s important t...

Written by Phil Ainley
August 10, 2022

Contractual risk transfer explained

There are a number of different contract clauses that can tr...

Written by Phil Ainley
July 26, 2022

What is Plant Insurance? Plant hire insurance explained.

Plant insurance is designed to cover the costs of contin...

Written by Phil Ainley
July 20, 2022

A guide to product liability insurance

You’ve taken the plunge and decided to pursue your passion...

Written by Phil Ainley
July 18, 2022

What does ‘claims made’ basis mean?

Professional Indemnity is written on a 'claims made' basis m...

Written by Phil Ainley
July 15, 2022

Guide to insurance for trades professionals

According to the Office for National Statistics (ONS), i...

Written by Phil Ainley
June 29, 2022

What is business interruption insurance?

Business interruption insurance (BI) is designed to cover yo...

Written by Phil Ainley
June 27, 2022

How business insurance can protect Photographers against claims

No matter how photographic professionals make their living, ...

Written by Phil Ainley
April 4, 2022

Understanding your responsibilities as a company director

As a company director you have the opportunity to shape the ...

Written by Phil Ainley
March 15, 2022

Guide to insurance for IT Contractors and IT consultants

As a contractor in the world of information technology (IT),...

Written by Phil Ainley
March 14, 2022

Guide to insurance for recruitment agencies and recruitment consultants

All businesses require certain types and levels of business ...

Written by Phil Ainley
March 4, 2022

A guide to business insurance for property professionals and estate agents

As a property professional, your expert knowledge of the hou...

Written by Phil Ainley
February 22, 2022

Why confidentiality in business is so important

No matter what size your business is, whether you’re a fre...

Written by Phil Ainley
February 17, 2022

How you can protect your intellectual property and copyright

As a self-employed business owner, freelancer or contractor,...

Written by Phil Ainley
February 11, 2022

Starting a new business? Make sure you’re covered.

Starting a new business is a big step for anyone, whethe...

Written by Phil Ainley
September 30, 2021

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