Health & Wellbeing Therapists Insurance

Caunce O’Hara offer a range of business insurance policies to cover health and wellbeing therapists, including professional indemnity, public liability, and employers’ liability.

Perceived negligence

An example could be that you recommend a course of treatment and herbal remedies for your client, but they don’t feel any better, in fact they have started to feel unwell. They cite that you did not know what you were doing. Professional Indemnity insurance would respond to provide cover an instance such as this.

A client is injured whilst in your care

A client sustains an injury during whilst on your premises by falling and breaking their wrist as they try to cushion their fall, As a result they are unable to work. This instance you would be covered by Public Liability insurance.

Using our online quote system you can get a quote for your business insurance in minutes. Professional Indemnity insurance starts from as little as £98.00 per year, while Public Liability insurance starts from only £112.00 per year.

What you will pay depends on your needs and your level of risk. If you have a specific requirement or would simply like assistance with your quote please contact 0333 321 1403.

As a self-employed business owner, a claim can be made against you personally with unlimited personal liability. Directors and Officers insurance will cover you in this instance.

If you handle client data, such as online booking transactions, then a cyber liability insurance policy could be key to ensuring you are covered in case your computer system is breached.

Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, for example: the costs incurred from being called up for jury service, or incurred by a landlord dispute.