Our business insurance provides cover to for holistic therapy professionals to defend claims by clients alleging negligence in your work.
Holistic therapy can be a rewarding and satisfying career, helping others to achieve balance by working on their physical, emotional and spiritual well-being. As a holistic practitioner there are other considerations you need to take into account before you begin practising so you can maintain your own stress-free state. One consideration is having the correct holistic insurance policies in place to ensure you’re covered in case of a claim.
Start your quoteWhy do holistic therapists need business insurance?
Holistic therapies are a popular way to improve health, but they have their sceptics. This can leave its healing powers open to misinterpretation.
Business insurance protects you, your business, and your clients. If a client makes a claim against you based on poor advice which results in them losing money, then your indemnity policy will respond to provide the cover you need.
If a client has an accident whilst on your premises, then your public liability policy will cover you for any subsequent claim for damages.
If you employ staff, then you’ll need to protect your employees with Employers’ Liability insurance, in case they become ill or sustain injury during the course of their work.
Why choose Caunce O'Hara for your business insurance?
As freelance insurance experts, we're your number one choice for your business protection.
Trusted by over 23,000 clients for their business insurance.
Immediate cover available, with documents issued via email in minutes!
Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.
Business insurance for holistic therapists
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Frequently Asked Questions
Caunce O’Hara offer a range of business insurance policies to cover therapists, including professional indemnity, public liability, and employers’ liability.
Perceived negligence
An example could be that you recommend a course of treatment and herbal remedies for your client, but they don’t feel any better, in fact they have started to feel unwell. They cite that you did not know what you were doing and want their money back. Professional Indemnity insurance would respond to provide cover in a situation like this.
A client is injured whilst in your care
A client sustains an injury whilst on your premises by falling and breaking their wrist as they try to cushion their fall. As a result they are unable to work. In this instance, you would be covered by Public Liability insurance.
Using our online quote system you can get a quote for your business insurance in minutes. Professional Indemnity insurance starts from as little as £98.00 per year, while Public Liability insurance starts from only £112.00 per year.
What you will pay depends on your needs and your level of risk. If you have a specific requirement or would simply like assistance with your quote please contact 0333 321 1403.
Because you deal with members of the public you will need Public Liability insurance to protect you incase of a customer injury.
If you employ staff, then you’ll be required by law to carry Employers’ Liability insurance.
As a self-employed business owner, a claim can be made against you personally with unlimited personal liability. Directors and Officers insurance will cover you in this instance.
If you handle client data, such as online booking transactions, then a Cyber Liability insurance policy could be key to ensuring you are covered in case your computer system is breached.
Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, for example: the costs incurred from being called up for jury service, or incurred by a landlord dispute.
Contact us
Call 0333 321 1403
Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.
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