Digital/Online Marketing Insurance

Digital marketing professionals work in an industry where personal qualitative and quantitative data mix and need to be interpreted to inform ongoing and future marketing plans. Misinterpretation of the data, or poor data, can result in the target objectives of the company you’re marketing being missed.

This can mean that a client might be unhappy with your work, even if you meet the brief and the work looks great, because ultimately marketers are employed to help facilitate business growth.

A couple of examples could include:

Negligence

You are responsible for a major website rebuild for a client, overseeing the end-to-end of the project and the team management, which includes third-party freelancers and agencies. The project runs behind schedule and the agreed costs for the work are exceeded due to the requirement of extra resources and time to complete key stages of the project.

Your client is unhappy at the rising costs and the delay in the work and decides to pursue a claim to recoup the costs from yourself citing negligent work on your part. Professional Indemnity insurance would respond to provide cover for your legal costs in this instances.

With our online quote and buy system you can see a quote for your Digital Marketing Insurance in a matter of minutes. Professional indemnity insurance can start from as little as £98.00 per annum.

Example quote: a digital marketing consultant with an annual turnover of up to £50,000 per annum, with a £500,000 indemnity limit in any one claim, would pay as little as £192.00 per annum for professional indemnity insurance, which we think is great value considering the cover and peace of mind that you benefit from (Figure correct as of 22.11.2021).

Apart from Professional Indemnity insurance, digital marketers are usually asked to carry Public Liability insurance if they work from their clients’ office premises.

It’s also important to be aware that as a freelance limited company owner, a claim can be made against you personally with unlimited personal liability. Directors and Officers insurance will protect you in this instance, which is provided as part of our Business Combined Liabilities insurance product.

Our Tax Enquiry and Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, including the costs incurred from an IR35 tax investigation.